Okay, which means you simply strike in the point that is key, creditor trade lines
Perhaps you have seen TD take action correctly?
Doug: therefore, in the event that you pull their bank card from Equifax or TransUnion you look at that final part, appropriate ideas, public ideas, public record information whatever it will probably state filed a customer proposition with Hoyes Michalos with this date, you realize, proposition completely done about this date. But I read, you know, I had a TD Visa, IвЂ™m just giving you a hypothetical example here of a bank, and it may say, well you tell me, what would it say if I go up to the trade lines section and?
Meg: Yeah often the TD is seen by us accounts marking it as included into the bankruptcy as opposed to contained in the customer proposition however you since the customer have actually the proper to correct that.
Doug: Ah ha as well as in my experiences and, you realize, i am hoping TD try paying attention and calls me personally up and informs me IвЂ™m incorrect, however in my experiences they usually have one key on the computers whenever theyвЂ™re registering a proposition or perhaps a bankruptcy also itвЂ™s the bankruptcy key. So it shows whether youвЂ™ve done a proposal or a bankruptcy thatвЂ™s what. And IвЂ™ve actually chatted to everyone at TD, We havenвЂ™t within the last couple of years with it, but I talked to them and they said oh yeah, unfortunately our systemвЂ™s not very sophisticated, you know, weвЂ™re still using DOS or something, I donвЂ™t know because I got frustrated. And also as a total result we donвЂ™t have the opportunity to differentiate.
And I also said oh thatвЂ™s really interesting so youвЂ™re creating information that is false you realize it is false, you realize it is impacting the folks that are wanting to borrow cash and also you donвЂ™t care. Well, you realize, weвЂ™re a large company, blah, blah, blah, blah.